Retiring in Conway

Conway offers retirees genuine affordability relative to the beachfront Grand Strand and real local healthcare access via Conway Medical Center, balanced against South Carolina's real two-bracket income tax, genuinely elevated homeowners insurance, and a documented river-flood-risk history to weigh carefully.

Exploring the idea of moving?

We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.

Learn more

A genuinely affordable inland alternative to beachfront retirement

Conway's $280,000-$319,880 median home price gives retirees a real, structural cost advantage over North Myrtle Beach's $397,671 average -- appealing for retirees who want Grand Strand-area access without beachfront pricing, though also without direct beach access itself.

SC's Act 110 tax structure applies -- a real, current consideration

South Carolina's two-bracket income tax (1.99%/5.21%) applies to most retirement income, though Social Security is fully exempt and the retirement-income/age-65 deductions offer real, coordinated relief.

Real, in-town healthcare access

Conway Medical Center's 222-bed hospital, located directly in the city, gives retirees genuine local healthcare access without needing to drive to the coast for hospital-level care.

Weigh the real, documented river-flood risk carefully

Retirees considering a riverfront or river-adjacent property should weigh the real, documented, repeated Waccamaw River flooding history (2016 and 2018 record crests) and confirm flood-zone status directly -- a genuine, practical consideration distinct from generic hurricane-season awareness.

Key takeaways

Want to know what your budget actually buys here?

Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.

Get local guidance

Read the full Conway overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

Planning a move?

Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.

Talk to a local expert
Last reviewed: 2026-08-24. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.