Taxes & Insurance in Camden
Camden's tax picture combines a consistently sourced 8.00% combined sales tax with South Carolina's statewide two-bracket income tax and roughly 0.51% average effective property tax rate.
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Learn moreA consistently sourced sales tax rate
Camden's combined sales tax rate for 2026 is 8.00% (6% South Carolina state rate + 1% Kershaw County + 1% special district) -- sources agreed consistently on this base figure, with a note that the exact rate can vary slightly by precise location.
South Carolina's real, current two-bracket income tax
Act 110 (signed March 30, 2026) set two brackets for tax years after 2025: 1.99% on the first $30,000 of taxable income, 5.21% above that. Social Security income is fully exempt, and the age-65 and retirement-income deductions are coordinated (not additive), capped at $15,000 combined -- especially relevant given Camden's real, high senior population share (23.13%).
A low statewide property tax rate applies here as elsewhere
South Carolina's statewide average effective property tax rate is roughly 0.51%, restated from south-carolina.js as place-level context.
Real, dated dam-failure and flood-history considerations for Kershaw County specifically
Kershaw County was hit with 10+ inches of rainfall during the October 2015 South Carolina floods, part of the broader statewide event that saw 51 regulated dams fail or breach -- a real, dated hazard fact worth understanding for flood-insurance purposes even though Camden carries zero direct hurricane risk.
Key takeaways
- Combined sales tax is a consistently sourced 8.00%.
- South Carolina's Act 110 two-bracket income tax (1.99% under $30,000 taxable income, 5.21% above) applies statewide, with Social Security fully exempt and a coordinated, $15,000-capped age-65/retirement-income deduction -- especially relevant given Camden's high senior population share.
- South Carolina's roughly 0.51% statewide average effective property tax rate is a genuine, low-tax advantage.
- Kershaw County was hit with 10+ inches of rainfall during the October 2015 floods, part of the statewide dam-failure event -- worth understanding for flood-insurance purposes.
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