Taxes & Insurance in Jamestown
Jamestown applies a genuinely low property tax rate on top of Rhode Island's real 2026 statewide tax structure, alongside a real, disclosed insurance-exposure tension this record does not resolve.
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Learn moreJamestown's genuinely low property tax rate
A cited $7.89-per-$1,000 nominal rate (~0.789% effective) runs below both Rhode Island's own ~1.35% statewide average and the 1.02% national median (base record).
A high dollar bill despite the low rate
Jamestown's median annual tax bill ($5,135) runs well above the national median, reflecting elevated home values (base record).
Rhode Island's real 2026 income tax and no-local-add-on sales tax
Rhode Island's individual income tax runs a three-bracket structure topping out at 5.99% for 2026, with a flat 7% statewide sales tax and no local add-ons (base record).
A real, disclosed insurance-exposure tension
No Jamestown-specific insurance figure was found this pass; this record discloses that Jamestown's direct island/Bay exposure plausibly runs ABOVE Rhode Island's statewide average, unresolved either direction (base record).
Key takeaways
- Jamestown's ~0.789% effective property tax rate runs genuinely below both state and national averages.
- The median dollar tax bill ($5,135) still runs well above the national median given Jamestown's elevated home values.
- Rhode Island's top income tax rate is a real, current 5.99% (2026), with a flat 7% sales tax and no local add-ons.
- A real, disclosed tension exists between RI's statewide insurance average and Jamestown's direct coastal exposure.
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