Cost of Living in State College

State College's cost of living runs genuinely elevated, driven by an expensive, competitive housing market and an above-average effective property-tax rate.

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A genuinely expensive housing market

Zillow's average home value ran $420,353, with BrightMLS closing prices running as high as $445,000-$708,000 -- genuinely elevated relative to most other Pennsylvania Tier A markets documented in this project.

An above-average effective property-tax rate

State College's median effective property tax rate (3.24%) runs meaningfully above Pennsylvania's own 1.26% Tax Foundation-cited statewide average.

A genuinely moderate local income-tax layer

State College Borough's own 1.3% resident EIT, layered under Pennsylvania's flat 3.07% state rate, runs genuinely moderate relative to other Pennsylvania Tier A markets in this project.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.