Cost of Living & Housing in Somerset
Somerset's cost of living pairs genuinely affordable housing with Pennsylvania's simple flat state income tax and the lowest property tax rate among this project's five Pennsylvania Tier C markets built in this same pass.
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Learn moreGenuinely affordable housing, well below the state average
Somerset borough's median home value ran approximately $150,600 -- well below the Pennsylvania statewide average of approximately $294,099. Somerset County's own median SALE price ran approximately $175,000 as of December 2025, down a real, disclosed 2.8% year-over-year (base record).
The lowest property tax rate among this batch of Pennsylvania Tier C markets
Somerset County's effective property tax rate ran approximately 0.98% -- the lowest among Punxsutawney, Uniontown, Washington, Somerset, and Milford, all built in this same research pass, and below the Pennsylvania statewide average of approximately 1.36% (base record).
Pennsylvania's flat 3.07% state income tax, plus a distinct local collector
Pennsylvania's income tax is a real, current flat 3.07% statewide. Somerset's local Earned Income Tax is collected by Capital Tax Collection Bureau, the Somerset County Tax Collection District's Act 32 collector -- confirm the current combined municipal-plus-school-district rate directly, unverified this pass (base record).
A real transportation-hub advantage
Somerset is the only Pennsylvania borough with a Pennsylvania Turnpike interchange located within its own limits, alongside US Route 219 and PA Route 31 both running through town -- a genuine convenience for commuters and regional access (base record).
Key takeaways
- Somerset's median home value (~$150,600) runs genuinely below the Pennsylvania statewide average.
- Somerset County's property tax rate (~0.98%) is the lowest among this project's five Pennsylvania Tier C markets built in this same pass.
- Pennsylvania's flat 3.07% state income tax applies; Capital Tax Collection Bureau collects the local EIT.
- Somerset offers a real, distinctive Pennsylvania Turnpike interchange within its own borough limits.
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