Homeowners Insurance & Natural Hazard Costs in Scranton
Scranton carries no direct hurricane risk, real but moderate tornado risk, and comparatively affordable Pennsylvania-wide homeowners-insurance costs.
Exploring the idea of moving?
We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.
Learn moreNo direct hurricane risk, real but moderate tornado risk
Scranton is an inland northeastern Pennsylvania city with no direct hurricane landfall risk and real but comparatively low-to-moderate tornado risk.
Real Susquehanna River watershed flood context
Scranton sits in the same broader Susquehanna River watershed as Wilkes-Barre, whose real, historic 1972 Hurricane Agnes flooding is documented in this project's companion wilkes-barre.js record; confirm current FEMA flood-zone status directly for a specific target property.
Genuinely affordable homeowners insurance
A Scranton-specific figure from one source ran approximately $1,308/year (~$109/month) -- below the Pennsylvania statewide average of approximately $851-$1,893/year.
Key takeaways
- Scranton carries no direct hurricane risk and real but moderate tornado risk.
- Confirm current FEMA flood-zone status directly, given the region's real Susquehanna River watershed flood history.
- Homeowners insurance runs genuinely affordable -- approximately $1,308/year per one source.
Want to know what your budget actually buys here?
Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.
Get local guidanceRead the full Scranton overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.
Planning a move?
Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.
Talk to a local expert