Taxes & Insurance in Indiana

Indiana applies Pennsylvania's flat 3.07% state income tax alongside the Borough of Indiana's own 1% municipal EIT component and Indiana County's own effective property tax rate.

Exploring the idea of moving?

We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.

Learn more

The Borough of Indiana's own 1% EIT component

Per the borough's own municipal code, Indiana levies a 1% earned income tax on residents (plus a matching 1% tax on nonresident earned income for work performed in the borough), collected by Berkheimer -- consistent with the Act 511 1% default many Pennsylvania municipalities observe. Confirm the full combined municipal + Indiana Area School District rate directly, since this record's citation may reflect only the borough's own component.

Pennsylvania's flat 3.07% state income tax

Pennsylvania's flat state income tax rate has been 3.07% since 2004, applying uniformly on top of any local EIT.

A real, disclosed property tax rate worth confirming directly

Indiana County's median effective property tax rate ran 2.26%, above the national median -- though this record discloses a real, apparent discrepancy against Pennsylvania's own statewide figure that the source's own framing did not fully reconcile, worth confirming directly.

Confirm current homeowners insurance costs directly

This record did not find an Indiana-specific homeowners insurance premium this pass -- confirm a current, address-specific quote directly, using this project's companion scranton.js Pennsylvania-statewide figures ($851-$1,893/year) as a general regional reference point.

Key takeaways

Want to know what your budget actually buys here?

Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.

Get local guidance

Read the full Indiana overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

Planning a move?

Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.

Talk to a local expert
Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.