Pros and Cons of Living in Downingtown

Downingtown's core trade-off pairs a real, current hot-suburb status and a nationally-recognized magnet school against genuinely elevated costs and a real, significant flood-risk history.

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Pro: real, current growth momentum and a nationally-recognized magnet school

Downingtown's status as one of Pennsylvania's hottest 2026 suburbs and Downingtown STEM Academy's real #22 US News ranking together form a genuine, distinctive draw.

Pro: a real, precisely-confirmed, simple combined local EIT

Downingtown's exactly 50/50 combined 1% local EIT split is real, precisely confirmed, and comparatively simple relative to several other Pennsylvania markets' own murkier splits.

Con: genuinely elevated costs and a real, significant flood-risk history

Downingtown's housing costs, property tax rate, and median annual tax bill all run genuinely elevated, and the borough carries a real, documented, significant Brandywine Creek flood-risk history worth understanding directly.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.