Pros and Cons of Living in Lincoln City

Lincoln City's core trade-off pairs a real, distinctive consolidated-beach-community identity and established tourism infrastructure against real, disclosed elevated crime, housing-cost strain, and Cascadia tsunami-zone exposure.

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Pro: a real, distinctive consolidated identity and established tourism anchor

Lincoln City's real 1965 consolidation of five beach communities, alongside Chinook Winds Casino and the Tanger Outlet Mall, gives it a genuinely established tourism and entertainment infrastructure distinct from a smaller or less-developed Oregon Coast town.

Pro: Oregon's genuine zero sales tax and a real, improving crime trend

Oregon's real, complete absence of sales tax applies in Lincoln City, and the city's overall and property crime rates both fell a real, disclosed amount year-over-year in 2024.

Con: real, disclosed housing-cost strain against below-national income

Lincoln City's 2026 home-value figures ($439,000-$550,000) run genuinely high against a real, disclosed $56,635 median household income and $41,210 per capita income.

Con: real, disclosed elevated crime and a capped short-term-rental market

Lincoln City's violent and property crime rates both run above cited national averages, and its vacation-rental licensing program is real, currently capped and waitlisted, constraining short-term-rental investment despite substantial existing demand.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.