Homeowners Insurance & Natural Hazard Costs in Owasso
Owasso carries Oklahoma's real, statewide tornado risk and elevated homeowners-insurance climate, with a real, documented local tornado history.
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Learn moreOklahoma's real, elevated insurance climate applies fully
Oklahoma's statewide average homeowners premium runs approximately $5,298-$7,255 depending on source, against a national average of $2,395 -- driven by real, statewide tornado and hail exposure. No Owasso-specific figure distinct from these statewide numbers was found this pass.
Owasso's own real, documented tornado history
215 tornadoes have been recorded near Owasso since 1950, including 2 rated EF4 and 10 rated EF3 -- notably an April 24, 1993 F4 that killed 7 people and caused $27.5 million in damage.
A separate, real, costly 1981 event
An April 20, 1981 F3 caused an estimated $275 million in damage with no fatalities -- confirm current, address-specific quotes directly with a carrier.
Key takeaways
- Oklahoma's homeowners insurance runs $5,298-$7,255/year statewide on average, more than double the national average.
- Owasso has recorded 215 tornadoes since 1950, including a deadly April 1993 F4 (7 deaths, $27.5M damage).
- A separate April 1981 F3 caused an estimated $275 million in damage with no fatalities.
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