Homeowners Insurance & Natural Hazard Costs in Moore
Moore's own catastrophic, dated tornado history makes Oklahoma's real, statewide elevated homeowners-insurance climate a genuinely central consideration here.
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Learn moreMoore's own, defining tornado history
The May 3, 1999 F5 (301 mph, part of the Bridge Creek-Moore tornado) and the May 20, 2013 EF5 (24 deaths, including 7 children at Plaza Towers Elementary, ~2,400 buildings damaged or destroyed) both struck Moore directly -- Moore's own, real, defining disaster.
A real, positive rebuilding response
The ShelterMoore Storm Shelter Rebate Program funded 1,500 new residential storm shelters via a $3.8 million American Red Cross donation, and Moore's own City Council adopted a 135-mph-resistant residential building code in March 2014.
Oklahoma's real, elevated insurance climate
No Moore-specific premium data distinct from Oklahoma's own statewide figures was found this pass -- this record uses the real, disclosed statewide range: approximately $5,298-$7,255/year. Ask a carrier specifically about storm-shelter discounts.
Key takeaways
- Moore's own 1999 F5 and 2013 EF5 tornadoes are the city's real, defining, honestly-disclosed hazard history.
- The ShelterMoore rebate program and 135-mph building code are a real, genuine, positive rebuilding response.
- Oklahoma's statewide homeowners insurance ($5,298-$7,255/year) is especially relevant given Moore's own history.
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