Cost of Living in McAlester

McAlester's cost of living centers on genuinely affordable housing and a below-median property tax rate, set against Oklahoma's real, statewide tax structure and a real, disclosed sales-tax research gap specific to this city.

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Affordable housing by two real measures

Zillow's average home value for the 74501 zip ran $146,209 (+2.5% YoY), while a separately cited median list price for July 2026 ran $220,000 ($131/sq ft) -- both disclosed rather than reconciled to one figure (base record).

A property tax rate below both state and national medians

McAlester's own city-level median effective property tax rate ran 0.69% (Ownwell) -- below the Oklahoma statewide median (~0.90%) and the national median (1.02%), even as the broader Pittsburg County-wide median ran lower still at 0.52% (base record).

Oklahoma's 2026-cut top income tax rate, with a real triggered path lower

Oklahoma's top individual income tax rate was cut to 4.5% effective 2026 (from 4.75%), with HB 2764's real, statutory mechanism able to cut it further in 0.25-point increments contingent on state revenue benchmarks (base record).

A real, disclosed sales-tax research gap

Oklahoma's state sales tax rate is a modest 4.5%, but real, uncapped local-option city/county taxes stack on top, pushing the statewide combined average to near 8.9%-9%. This pass could not source a McAlester-specific combined rate distinct from that statewide average -- confirm directly with the Oklahoma Tax Commission (base record).

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.