Cost of Living in Guthrie
Guthrie's cost of living centers on genuinely affordable housing and a low property tax rate, offset by a real, disclosed high combined sales tax this record does not soften.
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Learn moreA genuinely below-average overall cost of living
Guthrie's overall cost of living runs approximately 24% below the national average per one cited source, driven directly by its genuinely affordable housing market (base record).
A real, low effective property tax rate
Guthrie's own effective property tax rate ran approximately 0.89% (Ownwell), close to Oklahoma's own statewide median (0.90%) and genuinely below the national median (1.02%) (base record).
A real, disclosed high combined sales tax
Guthrie's combined sales tax carried a real, disclosed cross-source spread of approximately 9.0%-9.25% (4.5% state + 0.75% Logan County + a city portion cited as either 3.75% or 4.0%) -- a genuine offset against the low property tax and income tax picture (base record).
Oklahoma's 4.5% top state income tax and Social Security exemption apply regardless of city
Oklahoma's top marginal state income tax rate fell to 4.5% effective 2026 under a real, current statutory revenue-trigger mechanism (HB 2764), with no local income tax anywhere in Oklahoma and Social Security fully exempt (base record).
Key takeaways
- Guthrie's overall cost of living runs approximately 24% below the national average.
- Guthrie's effective property tax rate (0.89%) runs below both the Oklahoma and national medians.
- Guthrie's combined sales tax (9.0%-9.25%) is a real, disclosed offsetting cost.
- Oklahoma's statewide 4.5% top income tax and full Social Security exemption both apply in Guthrie.
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