Cost of Living in Enid

Enid's cost of living centers on genuinely affordable housing, offset by a real, high combined sales tax and Oklahoma's statewide elevated insurance climate.

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Genuinely affordable housing and rent

Enid's median home sale price ran $160,000 in July 2026, with median rent running approximately $809/month -- both genuinely below comparable national figures.

A real, high combined sales tax

Enid's combined sales tax rate ran approximately 9.1% (4.5% state, 0.35% Garfield County, 4.25% city) -- a real, meaningful cost on everyday purchases, consistent with Oklahoma's statewide no-cap local-option pattern.

Oklahoma's low, further-cut income tax

Oklahoma's top marginal income tax rate fell to 4.5% effective 2026, and Social Security retirement income is fully exempt -- a real, genuine offset to the high local sales tax.

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.