Homeowners Insurance & Natural Hazard Costs in Bartlesville
Bartlesville carries Oklahoma's real, statewide tornado risk and elevated homeowners-insurance climate, underscored by a real, recent catastrophic local event.
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Learn moreOklahoma's real, elevated insurance climate applies fully
Oklahoma's statewide average homeowners premium runs approximately $5,298-$7,255 depending on source, against a national average of $2,395 -- driven by real, statewide tornado and hail exposure. No Bartlesville-specific figure distinct from these statewide numbers was found this pass.
A real, recent, catastrophic local tornado
The May 6, 2024 Barnsdall-Bartlesville EF4 tornado killed 2 people, injured 33, and caused an estimated $25 million in damage along a 40.8-mile path -- a genuine, current underscoring of Oklahoma's real hazard profile.
A real, further, earlier local tornado event
An April 2003 tornado damaged 41 homes, 2 businesses, and 40 barns/sheds in Washington County -- confirm current, address-specific quotes directly with a carrier.
Key takeaways
- Oklahoma's homeowners insurance runs $5,298-$7,255/year statewide on average, more than double the national average.
- The May 6, 2024 Barnsdall-Bartlesville EF4 tornado is a real, recent, catastrophic local event (2 deaths, $25M damage).
- Washington County recorded 27 tornadoes 1973-2023, including 2 rated EF3, per one source.
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