Cost of Living & Housing in Antlers
Antlers' cost of living centers on a real, genuine affordability advantage in housing and property taxes, offset by median household income below state and national levels and by Oklahoma's genuinely elevated statewide homeowners-insurance costs.
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Learn moreGenuinely affordable housing, with a real rent-data gap to confirm
Antlers' median home value ran $117,942 in 2024 ACS estimates, genuinely affordable relative to both Oklahoma and national medians. A confirmed, city-specific median gross rent figure was not found this pass, given Pushmataha County's overwhelmingly rural, low-density rental market -- confirm current local rental listings directly (base record).
A low effective property tax rate on top of a low statewide baseline
Antlers' own 0.54% effective property tax rate (Ownwell) runs well below both Oklahoma's statewide average (approximately 0.83%) and the national average (approximately 1.02%), part of a broader low-tax-bill pattern across Pushmataha County (a $446 county median annual bill) (base record).
Oklahoma's 4.5% top income tax rate and no local-option add-on
Oklahoma's real, current top marginal individual income tax rate is 4.5% for tax year 2026 (House Bill 2764, down from a prior 4.75%), with no local-option city or county income tax anywhere in the state and a full exemption for Social Security retirement benefits (base record).
Oklahoma's statewide homeowners-insurance costs are the honest budget item
Oklahoma's homeowners insurance runs genuinely among the most expensive in the nation, a real, direct consequence of the state's tornado and hail exposure: 2026 statewide sources range from approximately $5,298/year to $7,683/year, with a commonly cited $7,255/year anchor figure. No Antlers-specific premium figure distinct from this statewide range was found this pass (base record).
Key takeaways
- Antlers' $117,942 median home value (2024 ACS) runs genuinely affordable relative to national norms.
- Antlers' own 0.54% effective property tax rate runs well below both Oklahoma's and the national average.
- Oklahoma's flat-ish 4.5% top income tax rate and full Social Security exemption apply in Antlers as they do statewide.
- A confirmed city-specific rent figure was not found this pass -- and Oklahoma's statewide homeowners-insurance costs, among the nation's highest, are the honest counterweight to Antlers' affordable housing and taxes.
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