Cost of Living & Housing in Anadarko
Anadarko's cost of living centers on a real, genuine affordability advantage in housing and property taxes, offset by median household income below both Caddo County's and Oklahoma's broader medians.
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Learn moreGenuinely affordable housing, with a real cross-source spread to confirm
Anadarko's median home value runs approximately $90,000, genuinely affordable relative to national norms and modestly below Caddo County's own broader median ($99,900). A separately cited, lower $57,619 figure specifically describes vacant for-sale listings' asking prices rather than the occupied-housing-stock median. A confirmed, city-specific median gross rent figure was not found this pass (base record).
A 0.62% effective property tax rate and a $272 median bill
Anadarko's own 0.62% effective property tax rate (Ownwell, Anadarko-specific) runs well below both Oklahoma's statewide average (approximately 0.83%) and the national average (approximately 1.02%), for a genuinely low $272 median annual tax bill (base record).
Oklahoma's 4.5% top income tax rate and no local-option add-on
Oklahoma's real, current top marginal individual income tax rate is 4.5% for tax year 2026 (House Bill 2764, down from a prior 4.75%), with no local-option city or county income tax anywhere in the state and a full exemption for Social Security retirement benefits (base record).
A real household-income gap worth budgeting around
Anadarko's median household income ($43,105, 2024 ACS) runs about 80% of Caddo County's own broader median ($55,353), and both run below Oklahoma and national medians -- a real, disclosed gap alongside Oklahoma's statewide homeowners-insurance costs, among the nation's highest (base record).
Key takeaways
- Anadarko's approximately $90,000 median home value runs genuinely affordable relative to national norms.
- Anadarko's own 0.62% effective property tax rate produces a genuinely low $272 median annual bill.
- Oklahoma's 4.5% top income tax rate and full Social Security exemption apply in Anadarko as they do statewide.
- Median household income ($43,105) runs about 80% of Caddo County's own median -- a real gap to budget around alongside Oklahoma's high statewide insurance costs.
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