Cost of Living in Ada
Ada's cost of living centers on a real, disclosed tension within this pass's own housing-price sourcing and a property tax rate close to the Oklahoma statewide median.
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Learn moreA real, disclosed internal housing-price tension
Redfin figures carried a real, disclosed internal tension this pass: a median SALE price near $223,000 (+17.5% YoY) versus a separately cited average HOUSE price near $194,000 (+49.0% YoY) -- both attributed to Redfin but not fully reconciled, plausibly reflecting a small, lower-volume market (base record).
A property tax rate close to the state median
Ada's own city-level median effective property tax rate ran 0.94% (Ownwell) -- close to the Oklahoma statewide median (~0.97%) and below the national median (1.02%), even as the broader Pontotoc County-wide median ran somewhat lower at 0.85% (base record).
Oklahoma's 2026-cut top income tax rate, with a real triggered path lower
Oklahoma's top individual income tax rate was cut to 4.5% effective 2026 (from 4.75%), with HB 2764's real, statutory mechanism able to cut it further contingent on state revenue benchmarks (base record).
A real, disclosed sales-tax research gap
Oklahoma's state sales tax rate is a modest 4.5%, but real, uncapped local-option city/county taxes stack on top, pushing the statewide combined average to near 8.9%-9%. An Ada-specific combined rate was not found this pass -- confirm directly with the Oklahoma Tax Commission (base record).
Key takeaways
- Ada's housing-price figures carry a real, disclosed internal tension ($194K-$223K) this pass could not fully reconcile.
- Ada's 0.94% property tax rate sits close to the Oklahoma statewide median and below the national median.
- Oklahoma's top income tax rate (4.5%, 2026) applies statewide, with a real, statutory triggered path toward further cuts.
- Ada's exact combined sales-tax rate is a disclosed research gap this pass.
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