Cost of Living & Housing in Steubenville

Steubenville's cost of living pairs genuinely, substantially affordable housing with a real, unusually LOW combined municipal income tax (~1.0%, RITA-collected) -- notably lower than several other Ohio Tier C markets.

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Genuinely, substantially affordable housing

Zillow's average home value ran $125,670 in 2026 (up 7.5% year-over-year) -- substantially below Ohio's own statewide average. Other citations this pass showed a real, disclosed spread ($130,000-$150,450 depending on source and month), consistent with a genuinely small, thin local market where figures can move sharply month to month. Homes took longer to sell in 2026 (96 days on market on average, up from 82) -- confirm current listings directly (base record).

A real, unusually LOW combined city income tax, RITA-collected

Steubenville's combined municipal income tax ran approximately 1.0% (a 0.7% levy plus a 0.3% levy), collected through RITA -- notably lower than the 1.75%-1.9% self-collected rates documented for this same batch's Zanesville, Lancaster, and Newark records. A May 2026 ballot renewal could raise this; confirm the current rate directly (base record).

A real, disclosed gap between city and county property tax rates

Steubenville's own effective property tax rate ran 1.45% for tax year 2025 -- notably above the broader Jefferson County average of approximately 0.98%-1.01%. Rates vary by ZIP code within the city (base record).

Ohio's real, flat 2.75% state income tax

House Bill 96 collapsed Ohio's prior graduated income tax schedule to a single flat 2.75% rate on income above a $26,050 exemption, effective for the 2026 tax year -- identical statewide, on top of Steubenville's own local rate (base record).

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.