Taxes & Insurance in New Albany
New Albany applies Ohio's flat state income tax plus its own genuinely lower 2.0% city rate (via RITA), alongside a genuinely high, two-county property tax picture and Ohio's standard statewide homeowners-insurance range.
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Learn moreOhio's flat state tax plus New Albany's own, lower city rate
Ohio's flat 2.75% state income tax (2026, HB 96) applies above a $26,050 exemption threshold. New Albany's own 2.0% city income tax -- confirmed collected through RITA rather than self-collection -- runs genuinely lower than Columbus's own 2.5% rate, for a combined approximate marginal rate of 4.75%.
A real, two-county property tax disclosure
New Albany's incorporated area spans both Franklin County and Licking County. Effective property tax rates ran 2.24% (Licking County, per Ownwell) to approximately 2.42% (Franklin County, computed from the county auditor's own cited figures) -- both above Franklin County's own broader 1.67% countywide average, reflecting New Albany-Plain Local Schools' own real, strong-district levies.
Ohio's standard homeowners-insurance range applies
New Albany shares the same real, disclosed Ohio statewide homeowners-insurance range documented in full in this project's own companion columbus-oh.js record (approximately $1,640-$2,106/year) -- no New-Albany-specific figure distinct from that range was found this pass.
Key takeaways
- New Albany's combined approximate marginal income tax rate runs 4.75% (2.75% state + 2.0% city, collected via a confirmed RITA membership).
- New Albany's effective property tax rate (2.24%-2.42%) runs above Franklin County's own 1.67% countywide average, with a real, disclosed two-county (Franklin/Licking) split.
- Ohio's standard statewide homeowners-insurance range ($1,640-$2,106/year) applies -- no New-Albany-specific figure was found.
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