Living in Millersburg, OH

Holmes County

Millersburg is the real Holmes County seat (2020 census population 3,151), set within a county whose real, defining, genuinely distinct identity is the largest Amish settlement in the United States -- Holmes County's total population ran 44,223 at the 2020 census, with a real, broader Amish settlement centered on the county (extending into neighboring Wayne, Coshocton, Tuscarawas, and Stark counties) cited at approximately 39,525 people in 2023, the second-largest Amish settlement in the world after Lancaster County, Pennsylvania, and the highest concentration of Amish residents of any single U.S. county, with Amish residents making up roughly half of the county's own population. This record treats that community as a real, genuine, permanent population and economy, not a tourist backdrop: Holmes County's real economy is built on agriculture, Amish-made hardwood furniture manufacturing and retail (approximately 80 furniture stores regionally), artisanal cheese production (Heini's Bunker Hill Cheese, a genuine, major retail destination), and craft/quilt retail, and horse-and-buggy transportation remains real and genuinely common on local roads -- a practical, ongoing daily-life and driving consideration this record discloses factually. Millersburg's housing runs genuinely affordable (Redfin cites buying here as approximately 1% below the national average), and the Village of Millersburg self-collects its own real 1.5% municipal income tax (not RITA or CCA), layered on Ohio's flat 2.75% state rate. Crime carries a real, genuinely mixed, honestly-disclosed picture: an overall D+ CrimeGrade sits in real tension with a separate citation describing Millersburg as safer than most U.S. and Ohio communities, and violent crime runs below the national average even as property crime runs above it. West Holmes Local School District carries a real, moderate-to-limited academic profile across grade levels (B elementary, B- middle, C+ high school), and this record notes honestly that a meaningful share of Holmes County's Amish children attend private parochial schools outside that public system. Millersburg's senior population share (17.3%-19.9% disclosed spread) sits at or above this dataset's own retirement-relevant threshold.

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Housing

Median sale price$280,000

Taxes

Local effective property tax rate1.18%

Not independently sourced at the Holmes County level this session. Ohio's top state income tax rate is 2.75%. See the Ohio hub page for the statewide property tax context -- do not treat that figure as Millersburg-specific.

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The tradeoffs

Pros

A real, genuinely affordable small-town housing market (Redfin cites buying as ~1% below the national average); a self-collected, comparatively simple 1.5% village income tax; genuine proximity to and daily coexistence with the largest, most concentrated Amish community in the United States -- a real, distinct furniture, cheese, and craft-retail economy and culture unlike anywhere else in this project's Midwest coverage; below-national-average violent crime specifically; and a real, moderately-elevated senior population share that makes Millersburg a genuine option for retirees seeking a small, low-cost county-seat setting.

Cons

A real, genuinely mixed, honestly-disclosed overall crime picture (an overall D+ CrimeGrade alongside above-national-average property crime specifically, even as violent crime runs below average); West Holmes Local School District's real, disclosed moderate-to-limited academic profile, particularly at the high school level (C+); a genuinely small, tourism-and-craft-economy-driven local job market outside furniture, cheese, hospitality, and agriculture; a real, small rental-market sample size producing wide, disclosed price spreads; and a real, genuine practical adjustment to daily driving conditions given ongoing horse-and-buggy road traffic.

Who this fits

Best for: Best fits retirees and small-town-living buyers genuinely drawn to a real, affordable, low-density Ohio county-seat setting, anyone specifically interested in daily proximity to and engagement with Holmes County's real, large, distinct Amish-culture economy (furniture, cheese, craft retail, and agriculture) handled as a genuine community rather than a tourist attraction, and buyers prioritizing affordability and below-average violent crime over the widest range of employment options or the strongest available school-district academic profile.

Maybe not for you if: Probably not the right fit for buyers requiring a large, diverse, non-seasonal local job market outside Holmes County's real furniture/cheese/tourism/agriculture-centered economy; anyone prioritizing the strongest available Ohio public-school academic profile, given West Holmes' real, disclosed moderate-to-limited proficiency figures; anyone assuming Millersburg's small-town setting means uniformly low property crime, given the real, disclosed above-national-average property-crime figure specifically; and anyone unwilling to adapt daily driving habits to real, ongoing horse-and-buggy road traffic.

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Last reviewed: 2026-08-25. Independent research; see individual metric entries above for source attribution. This is not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.