Cost of Living & Housing in Gallipolis
Gallipolis's cost of living pairs genuinely affordable housing with a real 1.5% RITA-collected city income tax (increased from 1.0% effective January 1, 2026) and a real, disclosed above-Ohio-average property tax rate.
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Learn moreGenuinely affordable housing, with a real, disclosed price spread
Zillow's typical home value for Gallipolis ran $131,547 in 2026 (up 12.5% year-over-year) -- genuinely affordable relative to Ohio and national medians. This record discloses a real, wide spread across active listings observed this pass, from under $105,000 to over $500,000, reflecting a genuinely small, thin local sales market rather than one uniform price tier (base record).
A 1.5% RITA-collected city income tax, increased in 2026
Gallipolis's municipal income tax increased from 1.0% to 1.5%, effective January 1, 2026, following a November 2025 city ballot measure. The tax is collected via RITA (the Regional Income Tax Agency), genuinely distinct from the self-collected structure documented for this project's Portsmouth, OH record (base record).
A real, disclosed above-Ohio-average property tax rate
Gallia County's median effective property tax rate ran 1.29% -- genuinely above both the Ohio statewide average and the U.S. national median of 1.02% -- with a median annual county tax bill of approximately $1,068 (base record).
Ohio's real, flat 2.75% state income tax
House Bill 96 collapsed Ohio's prior graduated income tax schedule to a single flat 2.75% rate on income above a $26,050 exemption, effective for the 2026 tax year -- identical statewide, on top of Gallipolis's own local rate (base record).
Key takeaways
- Gallipolis's 2026 typical home value ($131,547) runs genuinely affordable, though a real, disclosed wide listing-price spread reflects a small, thin local market.
- Gallipolis's city income tax rose from 1.0% to 1.5% effective January 1, 2026, collected via RITA rather than self-collected.
- Gallia County's property tax rate (1.29%) runs above both the Ohio statewide average and the U.S. national median.
- Ohio's flat 2.75% state income tax applies on top of Gallipolis's own local rate.
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