Taxes & Insurance in Delaware

Delaware applies Ohio's flat state income tax plus its own genuinely moderate 1.85% city rate (self-administered, not RITA-collected), alongside a real, disclosed property-tax research gap and Ohio's standard homeowners-insurance range.

Exploring the idea of moving?

We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.

Learn more

Ohio's flat state tax plus Delaware's own, moderate city rate

Ohio's flat 2.75% state income tax (2026, HB 96) applies above a $26,050 exemption threshold. Delaware's own city income tax runs 1.85%, self-administered through the city's own dedicated Income Tax Department -- for a combined approximate marginal rate of 4.6%.

A real, disclosed county-level property tax spread

Delaware County's own median effective property tax rate carried a real, disclosed spread across sources (1.41%-1.82%), varying substantially by jurisdiction -- from Dublin's own portion (2.00%, the county's highest cited) to Centerburg's (1.13%, the lowest cited). No Delaware-CITY-specific rate isolated from these county figures was located this pass, a genuine, disclosed research gap.

Ohio's standard homeowners-insurance range applies

Delaware shares the same real, disclosed Ohio statewide homeowners-insurance range documented in full in this project's own companion columbus-oh.js record (approximately $1,640-$2,106/year) -- no Delaware-specific figure distinct from that range was found this pass.

Key takeaways

Delaware's combined approximate marginal income tax rate (4.6%) reflects a genuinely moderate 1.85% city rate, self-administered rather than RITA-collected.
Delaware County's property tax rate carried a real, disclosed 1.41%-1.82% spread, varying substantially by jurisdiction within the county.
Ohio's standard statewide homeowners-insurance range ($1,640-$2,106/year) applies.

Want to know what your budget actually buys here?

Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.

Get local guidance

Read the full Delaware overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

Planning a move?

Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.

Talk to a local expert

Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.