Taxes & Insurance in Oakes

Oakes applies North Dakota's real, favorable statewide tax structure alongside a below-national city-specific property tax rate this record discloses with an honest cross-source caveat.

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North Dakota's real 2026 income and sales tax picture

North Dakota's individual income tax runs a real, current 3-bracket graduated structure (0%/1.95%/2.50% top rate) -- the lowest top marginal rate of any US state with an income tax at all -- alongside a 5.00% state sales tax rate (combined average ~6.89%) (base record).

Oakes's own below-national property tax rate, with a disclosed tension

Ownwell cites Oakes's median effective property tax rate at 1.00% -- below the ~1.02% national figure, though this record discloses a real, unresolved tension: that same source's own cited ND statewide median (1.30%) runs above this project's own ND state record's 0.99% statewide anchor (base record).

A real, disclosed homeowners-insurance gap

No Oakes-specific insurance premium was confirmed this pass; this record applies North Dakota's statewide $1,300-$2,400/year range (base record).

Confirm current, address-specific figures directly

Given the real, disclosed cross-source tax-rate tension and insurance-data gap, confirm current property tax bills and insurance quotes directly for any specific target property.

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.