Cost of Living in Minot

Minot's cost-of-living picture is genuinely favorable overall, and this record discloses it precisely: cost-of-living indices running approximately 10-16% below the U.S. national average sit alongside a real, disclosed exception -- healthcare costs running above the national average -- this record does not omit.

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A Genuinely Below-National-Average Cost-of-Living Index, With a Disclosed Cross-Source Spread

Cost-of-living aggregators reviewed this pass cited Minot running below the U.S. national average, with figures ranging from approximately 10% (one source) to approximately 16% (a separate, higher-end source) below the national average -- a real, disclosed spread this record did not reconcile to one precise percentage this pass. The higher-end source further cited Minot running approximately 2% below North Dakota's own statewide average.

A Real, Genuinely Mixed Category Breakdown -- Not Uniformly Favorable

One source's cited category breakdown showed housing (-26%), utilities (-17%), and groceries (-8%) all running below the national average -- but HEALTHCARE ran approximately 11% ABOVE the national average, a real, disclosed exception this record does not omit even though it runs counter to Minot's otherwise favorable cost picture.

Housing and Rent Run Genuinely Below the National Median -- a Real, Disclosed Strength

As detailed on the housing-market and renting topic pages, Zillow's cited average home value (~$282,148) runs roughly 31% below the ~$408,776 national comparison figure this project uses consistently, and RentCafe's cited average rent ran approximately $1,226/month.

North Dakota's Real, Genuinely Low (But Not Zero) State Income Tax

As detailed on the taxes topic page, North Dakota levies a real, graduated state individual income tax with a 0% bottom bracket and a top marginal rate of approximately 2.5% -- genuinely among the lowest in the nation, though a real, disclosed, precise distinction from a true zero-income-tax state.

A Real, Disclosed, Wide Spread on Overall Monthly Cost Estimates

Overall monthly cost-of-living estimates varied substantially by source -- from a more modest ~$1,968/month (single person, with rent) up to a higher ~$2,551/month figure from a separate source -- this record discloses both rather than picking the more flattering, lower figure.

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.