Homeowners Insurance & Natural Hazard Costs in Grafton
Grafton's hazard profile centers on a real, historical Park River flood exposure this record discloses alongside the substantial, completed flood-control infrastructure that has since addressed it.
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Learn moreA real, well-documented flood history
The catastrophic 1997 Red River Valley flood prompted major, sustained flood-control investment in Grafton, tied to the Park River running through the city.
A substantially completed flood-risk-reduction project
The Grafton Flood Risk Reduction Project -- 12.2 miles of levees, a river closure structure, and a 2.9-mile bypass channel -- has since been completed, tested successfully during the 2006 flood.
North Dakota's statewide insurance range
No Grafton-specific premium data was found this pass; North Dakota's own statewide average ran approximately $1,300-$2,400/year.
Key takeaways
- Grafton carries a real, well-documented historical Park River flood exposure.
- A substantially completed, engineered flood-protection project has addressed that exposure since at least 2006.
- Confirm current, address-specific FEMA flood-zone data directly given the river-adjacent setting.
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