Taxes & Insurance in Garrison

Garrison applies McLean County's property tax rate alongside North Dakota's genuinely light statewide tax structure -- this record discloses a real, disclosed gap on a city-specific rate.

Exploring the idea of moving?

We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.

Learn more

A real, disclosed McLean County property tax gap

This pass did not independently locate a Garrison-city-specific effective property tax rate; McLean County's own county-wide figure carries a real, disclosed cross-source spread (approximately 1.04%-1.12%) (base record).

North Dakota's real 2026 state income tax rate

North Dakota's top marginal income tax rate ran a real, current 2.50% (2026) -- described by multiple sources as the lowest of any US state that levies an income tax at all (base record).

North Dakota's combined sales tax rate

North Dakota's combined average sales tax rate ran approximately 6.89% (per this project's North Dakota state record), applying in Garrison as statewide (base record).

Lakefront properties may carry distinct insurance considerations

No Garrison-specific homeowners-insurance figure was confirmed; this record cites North Dakota's statewide range (~$1,300-$2,400/year) while noting lakefront properties specifically may carry distinct underwriting considerations (base record).

Key takeaways

Want to know what your budget actually buys here?

Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.

Get local guidance

Read the full Garrison overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

Planning a move?

Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.

Talk to a local expert
Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.