Cost of Living & Housing in Fort Totten
Fort Totten's cost of living centers on genuinely affordable housing set against a real, disclosed, substantial local poverty rate this record does not omit.
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Learn moreGenuinely affordable, though widely cited, housing values
Benson-County-level median home value figures ran $47,800 (an older aggregation) to $88,049 (a Q4 2024-dated figure) -- a real, disclosed, substantial spread -- but both figures run well below North Dakota's statewide housing figures. No Fort-Totten-specific figure distinct from the county level was found this pass (base record).
A modestly above-average property tax rate
Benson County's own average effective property tax rate ran approximately 1.10%, modestly above North Dakota's statewide average of approximately 0.99% (base record).
North Dakota's lightest-in-the-nation income tax
North Dakota's 2026 individual income tax is a three-bracket graduated structure (0%, 1.95%, 2.50% top marginal) multiple sources describe as the lowest top marginal rate of any US state with an income tax at all (base record).
A real, disclosed, substantial local income and poverty picture
One aggregator cited a 2023 median household income of $28,750 for Fort Totten specifically, alongside a poverty rate of approximately 41.7% -- among the highest cited for any North Dakota community this pass's research encountered. This record discloses this directly rather than omitting it (base record).
Key takeaways
- Housing runs genuinely affordable under either figure in this record's disclosed Benson County price range.
- Benson County's own ~1.10% effective property tax rate runs modestly above the North Dakota statewide average.
- North Dakota's three-bracket income tax structure applies here as documented statewide.
- Fort Totten's own median household income and poverty rate run genuinely low/elevated -- confirm current, community-specific figures directly with the Spirit Lake Tribe.
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