Taxes & Insurance in Cooperstown
Cooperstown applies North Dakota's real, favorable income tax structure alongside a real, disclosed, county-wide (not city-specific) elevated property tax rate.
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Learn moreNorth Dakota's real 2026 income and sales tax picture
North Dakota's individual income tax runs a real, three-bracket graduated structure (0%, 1.95%, 2.50% top marginal), described by multiple sources as the lowest top-marginal rate of any income-tax state, alongside an approximately 6.89% statewide combined sales tax average -- both apply in Cooperstown as statewide (base record).
A real, disclosed county-wide property tax rate
Griggs County's own cited median effective property tax rate ran 1.32% -- above this project's own North Dakota statewide anchor of 0.99% -- though this record discloses this figure is county-wide rather than Cooperstown-city-specific (base record).
A real, disclosed dated tax-bill baseline
The $810 median annual tax bill cited alongside that 1.32% rate is built on a cited median home value of $61,200 -- a figure this record discloses appears genuinely dated relative to the $198,000-$219,450 current housing figures found elsewhere in this record (base record).
No Cooperstown-specific insurance figure confirmed
This pass did not confirm a Cooperstown-specific homeowners-insurance premium; this record applies North Dakota's statewide $1,300-$2,400/year range in the absence of a city-specific figure (base record).
Key takeaways
- North Dakota's 2.50% top marginal income tax rate is the lowest of any state with an income tax, per multiple sources, and applies in Cooperstown as statewide.
- Griggs County's own 1.32% property tax rate runs above North Dakota's statewide anchor, though it is a county-wide, not city-specific, figure.
- The cited $810 median tax bill relies on an apparently dated home-value baseline this record discloses as inconsistent with current housing data.
- North Dakota's statewide insurance range applies in the absence of a Cooperstown-specific figure.
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