Cost of Living in Southern Pines

Southern Pines runs modestly below the national average on cost of living, with housing as the main above-average factor -- and a real, sourced price advantage over neighboring Pinehurst specifically.

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A modestly below-average overall cost of living

BestPlaces.net cites a cost-of-living index of roughly 93.9 for Southern Pines, about 6% below the U.S. average (base record) -- though this figure notably overlaps with the same index cited for neighboring Pinehurst in the sibling record, a disclosed research limitation worth independent confirmation for a specific address rather than treating as fully settled.

A real, sourced price advantage over Pinehurst

Southern Pines' median home value/sale price runs consistently below Pinehurst's own across every source checked -- roughly $475,000-$583,000 across recent Redfin/Realtor.com snapshots versus Pinehurst's $525,000-$612,000, and a $416,300 median owner-occupied home value versus Pinehurst's $476,600 in a separate comparison source (base record). Southern Pines offers real Sandhills-area access at a genuinely lower price point than its more famous neighbor.

Low homeowners insurance, shared with the broader inland Moore County area

Homeowners insurance runs roughly $1,417/year on average -- meaningfully below coastal NC markets in this dataset, consistent with Moore County's inland, non-coastal location (base record), and comparable to the low figures cited for neighboring Pinehurst.

Key takeaways

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Last reviewed: 2026-08-22. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.