Taxes in Mooresville
Mooresville's tax picture is genuinely more layered than a single-county suburb: North Carolina's now-3.99% flat state income tax, a separate Iredell County property tax base rate, a distinct Town of Mooresville municipal rate on top of it, and real school-district-driven variation across Mooresville ZIP codes -- worth understanding as several real, named layers rather than one combined number.
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Learn moreNorth Carolina's flat state income tax, now 3.99%
North Carolina's state personal income tax dropped from 4.25% to a flat 3.99% effective January 1, 2026, the latest step in a legislated multi-year phase-down scheduled to continue toward an eventual 3.49% rate. There is no additional city or county income tax layered on top -- North Carolina taxes income only at the state level.
Iredell County's base property tax rate
Iredell County's property tax rate is cited at $0.4725 per $100 of assessed value. Separately, one source cites Iredell County's overall average effective property tax rate at 0.61% of home value -- a useful cross-check figure, though it's a countywide average across both incorporated towns and unincorporated areas, not a Mooresville-specific figure.
The Town of Mooresville's own municipal rate, layered on top
The Town of Mooresville's own municipal tax rate is cited at $0.485 per $100 of valuation, charged in addition to the Iredell County base rate for properties inside town limits -- a separate source cites a lower $0.16-per-$100 downtown-specific rate, which may reflect a different taxing sub-district within downtown Mooresville rather than a contradiction of the townwide $0.485 figure; this pass did not fully reconcile the two, and discloses both rather than picking one.
Real, sourced ZIP-code variation driven partly by school-district levies
One source cites Mooresville homeowners paying a median of $3,159/year in property tax on a home valued at $348,500 -- an effective rate of 0.91%, described as 49% higher than the broader Iredell County average of 0.61%. That same source cites a real range across Mooresville ZIP codes, from $3,471 (ZIP 28115) to $4,291 (ZIP 28117), attributing the difference primarily to varying school-district levies and local assessment districts -- a genuine, address-specific variation worth confirming for a specific parcel rather than assuming a single townwide effective rate.
Combined sales tax and no state estate tax
Iredell County's combined sales tax rate (state + county) runs 6.75% -- North Carolina's 4.75% state rate plus a 2.0% Iredell County rate -- notably below Mecklenburg County's 8.25% rate that applies in Huntersville (see Huntersville's own taxes topic), a real, sourced difference between the two counties. North Carolina levies no state estate or inheritance tax; federal estate tax rules still apply regardless of state of residence.
Key takeaways
- North Carolina's flat state income tax dropped to 3.99% effective January 1, 2026 (from 4.25%), part of a legislated multi-year phase-down toward an eventual 3.49% -- no additional city or county income tax applies.
- Iredell County's base property tax rate is $0.4725/$100 of assessed value (countywide average effective rate cited at 0.61%); the Town of Mooresville layers its own municipal rate on top, cited at $0.485/$100 townwide (with a separate, not fully reconciled $0.16/$100 downtown-specific figure also found).
- One source cites a real Mooresville-specific effective rate of 0.91% (median $3,159/year on a $348,500 home) -- 49% above the Iredell County average -- with genuine ZIP-code variation from $3,471 (28115) to $4,291 (28117), driven mainly by differing school-district levies.
- Iredell County's combined sales tax is 6.75% (4.75% state + 2.0% county) -- notably lower than Mecklenburg County's 8.25% rate that applies in Huntersville. North Carolina has no state estate or inheritance tax.
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