Cost of Living in Yonkers

Yonkers' cost of living runs genuinely lower than New York City's own figures, offset by the city's real, distinctive local income-tax surcharge.

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Housing costs below comparable NYC figures

Yonkers home values ran $630,256-$702,854 depending on source in 2026 -- genuinely below comparable New York City figures while still well above the national median.

A real, distinctive local income-tax cost

Yonkers' own 16.75% resident surcharge on NY State tax liability is a real, added local cost most other New York suburbs do not carry.

A comparatively favorable property tax rate

Yonkers' median effective property tax rate (~1.37%) runs genuinely below both the Westchester County average and the New York statewide median.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.