Taxes in Utica
New York's graduated state income tax applies to Utica residents, but the city itself levies no separate local income tax -- against a real, disclosed, above-county-average effective property tax rate.
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Learn moreNo separate local income tax
Utica levies NO separate local or city income tax -- verified directly, and a real distinction from New York City and Yonkers, the only two NY municipalities that do.
New York's real, graduated state income tax
New York's 2026 state income tax runs across 9 brackets, from 4.0% to 10.9% -- the same statewide structure documented in this project's companion buffalo.js record.
An above-county-average effective property tax rate
Utica's own effective property tax rate ran approximately 2.38% (median $3,170/year on a $133,400 home) -- 18% above the Oneida County average of 2.02%, with a real 2025-2026 city budget increase of 3.13%.
Key takeaways
- Utica levies no separate local/city income tax, unlike NYC and Yonkers.
- New York's graduated 9-bracket state income tax (4.0%-10.9%) applies uniformly statewide.
- The effective property tax rate (~2.38%) runs meaningfully above the Oneida County average.
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