Cost of Living in Southampton

Southampton pairs genuinely extreme village-level housing costs with New York State's own graduated income tax, no separate village income tax, and the East End's real, distinctive Peconic Bay CPF transfer tax explicitly confirmed applicable in the Town.

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Housing costs run genuinely extreme at the village level

Southampton village's own ZHVI reached $3,554,238, distinctly higher than the broader area's own average home value of $2,219,047 (May 2026, +6.1% YoY) -- with a separate July 2026 median list price citation running even higher, at $3.16 million.

New York State's graduated income tax applies, with NO separate village income tax

New York State's 2026 income tax runs 9 brackets, 4.0%-10.9%. Per this project's own New York manifest research, Southampton -- like nearly every New York municipality outside NYC and Yonkers -- levies no separate local income tax.

The Peconic Bay CPF transfer tax is explicitly confirmed applicable here

This record's own primary CPF source explicitly named the Town of Southampton as currently levying the full combined 2.5% transfer tax (allowances of $400,000 improved / $100,000 unimproved, with NO allowance above $2 million).

A property-tax rate likely below the Suffolk County average, by direct East End analogy

Suffolk County's average effective property tax rate ran 1.7%-1.85% county-wide -- but by direct analogy to East Hampton Village's own confirmed 2%-4% assessment-to-market-value ratio, Southampton's own comparable East End village assessment convention likely produces a similarly lower effective rate.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.