Housing in Oneonta

Oneonta's housing market runs dramatically more affordable than New York's own statewide average, consistent with the Southern Tier region's broader affordability documented elsewhere in this project.

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A real, substantial discount to the statewide average

Oneonta's Zillow typical home value ran $200,432 (+1.1% YoY), with homes going to pending in around 38 days -- roughly 62% below New York's own statewide average.

City vs. county figures diverge modestly

Oneonta's own city figure ($200,432) runs somewhat below the broader Otsego County average ($216,775, +2.5% YoY) -- confirm which geography applies to a specific target property.

Rent runs genuinely affordable

Oneonta's average rent ran approximately $1,008/month, with a separately-cited Town of Oneonta median of approximately $923.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.