Taxes in Niagara Falls
New York's graduated state income tax applies to Niagara Falls residents, but the city itself levies no separate local income tax -- against a real, disclosed, above-average effective property tax rate.
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Learn moreNo separate local income tax
Niagara Falls levies NO separate local or city income tax -- verified directly, and a real distinction from New York City and Yonkers, the only two NY municipalities that do.
New York's real, graduated state income tax
New York's 2026 state income tax runs across 9 brackets, from 4.0% to 10.9% -- the same statewide structure documented in this project's companion buffalo.js record.
An above-average effective property tax rate
Niagara Falls' own effective property tax rate ran approximately 2.55% (median $2,661/year on a $104,400 home) -- 16% above the Niagara County average and above the NY statewide average of 1.3% cited by the same source.
Key takeaways
- Niagara Falls levies no separate local/city income tax, unlike NYC and Yonkers.
- New York's graduated 9-bracket state income tax (4.0%-10.9%) applies uniformly statewide.
- The effective property tax rate (~2.55%) runs meaningfully above both county and state averages.
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