Retiring in Hempstead

The Town of Hempstead offers retirees real geographic choice across 22 villages, balanced against Nassau County's genuinely high property tax bills.

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New York's real retirement-income tax treatment applies statewide

New York State exempts Social Security income from state tax and offers a pension/retirement-income exclusion (documented in new-york.js); the Town adds no separate local income-tax layer.

Nassau County's high property tax bills are a real, ongoing cost

Typical single-family bills commonly run $12,000-$14,000+ per year -- a real, substantial ongoing cost for retirees on a fixed income to budget for carefully.

Real healthcare access via Nassau University Medical Center

NUMC gives retirees real, local access to a major Level I trauma center, alongside other Nassau County hospital systems.

Key takeaways

Want to know what your budget actually buys here?

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Read the full Hempstead overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

Planning a move?

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.