Moving to Cortland: Pros, Cons & What to Know

Moving to Cortland means moving to a real SUNY system college town -- Cortland County's seat, home to SUNY Cortland, with genuinely affordable housing and a moderate property tax rate.

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A real, substantial SUNY system college-town identity

SUNY Cortland, a real, substantial four-year campus with 6,938 total students (2024-2025), anchors Cortland's identity and is known nationally for its kinesiology/physical education and outdoor-recreation programs (base record).

A real current economy anchored by healthcare and a distinctive manufacturer

Guthrie Cortland Medical Center is Cortland County's real largest private employer (over 800 employees), alongside Cortland Line Company, a real, century-plus-old fly-fishing-line manufacturer trusted by anglers worldwide (base record).

Genuinely affordable housing and a moderate property tax rate

Cortland's typical home value (~$180,390) runs genuinely affordable relative to the New York statewide average, and its effective property tax rate (1.93%) runs close to the New York statewide median -- more moderate than several other New York Tier C markets in this project's coverage (base record).

A genuinely limited local job market beyond its core anchors

Cortland County's unemployment rate ran approximately 5.7% as of January 2026 -- plan for a comparatively limited local job market outside SUNY Cortland and Guthrie Cortland Medical Center, and confirm current employment options directly.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.