Cost of Living in Binghamton

Binghamton's cost of living runs genuinely low overall, anchored by affordable housing and no local income tax, even amid a real, disclosed, notably high property tax rate.

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Genuinely affordable housing

Binghamton home-price figures ran $158,145-$205,000 across sources and geographic scope this pass -- well below the national median.

No local income tax, but a notably high property tax rate

Binghamton levies no separate local income tax -- only NYC and Yonkers do among NY cities. Its own effective property tax rate (~3.03%), however, runs among the highest documented anywhere in this project's New York coverage.

Affordable rent

One-bedroom rent ran approximately $1,000-$1,224 across sources reviewed, genuinely affordable relative to the national median.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.