Cost of Living & Housing in Santa Rosa
Santa Rosa's cost of living centers on a real, genuine affordability advantage in housing, in this historic Guadalupe County Route 66 seat.
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Learn moreGenuinely affordable housing, with a real cross-source spread
Santa Rosa's own housing figures range from approximately $200,000 to $220,000 depending on source, well below New Mexico's own statewide 2026 figures of roughly $345,300-$378,300 (base record).
A 0.85% property tax rate above New Mexico's low statewide anchor
Santa Rosa's own 0.85% effective property tax rate (Ownwell) runs below the national median but somewhat above New Mexico's own low 0.63% statewide anchor figure (base record).
New Mexico's six-bracket income tax and capped Social Security exemption
New Mexico's real, current individual income tax runs 1.5% to a 5.9% top marginal rate across six brackets, with Social Security exempt only below income thresholds (base record).
Confirm current rent and employer data directly
A reliable, city-specific median rent figure and a confirmed, current named-employer list for Santa Rosa were not found with confidence this pass -- confirm both directly with the City of Santa Rosa (base record).
Key takeaways
- Santa Rosa's housing runs genuinely affordable: approximately $200,000 to $220,000 depending on source.
- Santa Rosa's own 0.85% effective property tax rate runs above New Mexico's own low statewide anchor figure.
- New Mexico's 1.5%-5.9% six-bracket income tax and capped Social Security exemption apply in Santa Rosa as they do statewide.
- A confirmed, current rent figure and named-employer list were not found with confidence this pass -- confirm both directly.
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