Pros and Cons of Living in Roswell

Roswell's real, honest 2026 trade-off centers on genuine housing and property-tax affordability plus a distinctive dairy/aviation/tourism economy, weighed against a genuinely elevated crime picture, a modest ongoing population decline, and above-national homeowners insurance.

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The Real Pros: Affordability, a Diversified Economy, and a Globally Known Identity

Roswell's real strengths run genuinely deep: substantially affordable housing (Zillow's cited typical home value ran approximately $151,777) and a genuinely low effective property tax rate (~0.88%), a real, diversified economic base (Leprino Foods, the regional dairy economy, the Roswell Air Center's aviation-maintenance industry, ENMU-Roswell, and New Mexico Military Institute), New Mexico's real Social Security exemption for qualifying retirees, and a globally recognized UFO-tourism identity anchored by the International UFO Museum's real, cited ~220,000 annual visitors.

The Real Cons: Crime, Population Decline, and Insurance Costs

Roswell's real challenges run equally genuine: a total crime rate cited at approximately 58% above the national rate (alongside a real, disclosed improving multi-year trend), a modest, ongoing population decline since a real 2013 peak, above-national homeowners-insurance costs carrying their own wide, disclosed cross-source spread, and a real, unresolved cross-source spread on RISD's exact graduation rate.

A Genuine, Disclosed Data-Quality Trade-Off Worth Naming Directly

This record discloses a real, additional consideration distinct from Roswell's substantive strengths and weaknesses: several of the specific figures in this record (home values, homeowners-insurance premiums, hospital bed count, graduation rate, and 2026 UFO-festival attendance) carry real, wide, unresolved cross-source spreads. Movers should treat any single number in this record as a starting point for direct confirmation rather than a precise, settled figure.

Weigh Roswell's Real Trade-Offs Against a Specific Household's Own Priorities

As with any relocation decision, Roswell's real pros and cons will weigh differently depending on a specific household's own priorities -- a retiree drawn by low property taxes and the Social Security exemption will weigh the crime and insurance figures differently than a young family prioritizing school-district specifics or a remote worker prioritizing transit and airport access.

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.