Living in Kirtland, NM

San Juan County

Kirtland is a small San Juan County town near Farmington in New Mexico's northwestern 'Four Corners' region -- a wholly different place from Kirtland Air Force Base in Albuquerque, a distinction this record discloses directly. Kirtland's own median home value runs approximately $266,400, below New Mexico's own statewide 2026 figures, and its own 0.73% effective property tax rate (Ownwell) is the lowest within San Juan County. Kirtland's real, defining recent economic story is the genuine closure of the San Juan Generating Station coal-fired power plant and adjacent San Juan Mine, completed by October 2022 after roughly 50 years of operation -- a real, documented loss of hundreds of jobs and tens of millions of dollars in tax revenue this record discloses honestly, partially offset by the San Juan Solar renewable-energy replacement project and San Juan College's own West campus and School of Energy presence in the town.

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Housing

Median sale price$266,400

Taxes

Local effective property tax rate0.73%

Not independently sourced at the San Juan County level this session. New Mexico's top state income tax rate is 5.90%. See the New Mexico hub page for the statewide property tax context -- do not treat that figure as Kirtland-specific.

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The tradeoffs

Pros

Genuinely low property taxes (Kirtland's own 0.73% rate is the lowest in San Juan County) and affordable housing relative to New Mexico's statewide figures; a real San Juan College educational presence; and proximity to the larger Farmington metropolitan statistical area.

Cons

A real, documented, significant local economic disruption from the 2022 San Juan Generating Station and mine closure, only partially offset by renewable-energy replacement investment; a confirmed, current named-employer list beyond San Juan College was not found with confidence this pass; and Kirtland is small and car-dependent with limited local airport access.

Who this fits

Best for: Best fits budget-conscious movers prioritizing genuinely low property taxes and affordable homes, comfortable with a small, car-dependent San Juan County town still working through a real, documented post-coal-plant economic transition.

Maybe not for you if: Probably not the right fit for movers needing a large, diversified local job market -- Kirtland's own area absorbed a real, documented, substantial job loss from the 2022 coal-plant and mine closure -- or reliable nearby major-airport access.

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Last reviewed: 2026-08-28. Independent research; see individual metric entries above for source attribution. This is not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.