Taxes in Bernalillo
Bernalillo's tax picture combines an elevated county-level property tax rate with New Mexico's real, statewide income tax structure.
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Learn moreAn elevated Sandoval County property tax rate
Sandoval County's effective property tax rate ran approximately 0.71%-0.72% depending on source -- among the higher cited county rates in New Mexico, with a typical countywide annual bill of approximately $2,526.
New Mexico's real, current 6-bracket income tax
New Mexico taxes income at 6 graduated rates from 1.5% up to a 5.9% top rate on income above $210,000 single/$315,000 married-filing-jointly for 2026.
A real, structural Social Security hard cliff
New Mexico's Social Security exemption operates as a hard AGI cliff ($100,000 single/$150,000 MFJ/$75,000 MFS) rather than a gradual phase-out.
Key takeaways
- Sandoval County's effective property tax rate (~0.71%-0.72%) runs elevated relative to other NM counties.
- New Mexico's 6-bracket 1.5%-5.9% income tax (2026) applies statewide.
- New Mexico's Social Security exemption is a hard AGI cliff, not a gradual phase-out.
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