Retiring in Belen
Retiring in Belen offers genuinely low property taxes and New Mexico's real, income-capped Social Security exemption, alongside a real, disclosed healthcare-access gap.
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Learn moreNew Mexico's real, capped Social Security exemption
New Mexico exempts Social Security benefits only below real, current income thresholds ($100,000 single/$150,000 MFJ, a hard cliff) -- other retirement income is not broadly exempt.
A genuinely low property tax rate
Valencia County's effective property tax rate (~0.62%) runs below the national median, a real benefit for fixed-income retirees.
A real, disclosed healthcare-access gap -- for now
Valencia County has had no full acute-care hospital for decades; the new Valencia County Hospital targets a December 2026 opening but had not yet opened as of this pass.
Key takeaways
- New Mexico's Social Security exemption applies only below capped income thresholds.
- Valencia County's low property tax rate (~0.62%) benefits fixed-income retirees.
- Confirm the new Valencia County Hospital's actual opening status directly before relying on it.
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