Taxes & Insurance in Aztec
Aztec applies New Mexico's real 2026 5.9% top income tax alongside a genuinely conflicting property-tax picture across sources and elevated statewide homeowners insurance costs.
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Learn moreNew Mexico's real 2026 income tax rate
New Mexico's individual income tax top rate is a real, current 5.9% under a six-bracket system -- applying in Aztec as statewide, alongside a partial, income-capped Social Security exemption (base record).
Aztec's genuinely conflicting property-tax picture
Ownwell cites Aztec's own median effective property tax rate at 0.86% (above New Mexico's own 0.63% statewide anchor), while San Juan County's broader figures span a real, disclosed 0.42%-0.79% range across sources depending on methodology (base record).
How New Mexico sets the rate
New Mexico's property tax rate is certified annually each September by the State Department of Finance and Administration based on budgets submitted by counties, schools, and cities -- confirm the current combined rate for any specific target address directly.
Statewide-elevated homeowners insurance
No Aztec-specific premium figure was found this pass -- New Mexico's statewide average runs approximately $3,324-$4,308/year, well above the national average (base record).
Key takeaways
- New Mexico's top income tax rate is a real, current 5.9% (2026), applying in Aztec as statewide.
- Aztec's property tax picture carries a real, disclosed, conflicting cross-source spread (0.42%-0.86%).
- New Mexico certifies property tax rates annually each September -- confirm the current rate for a specific address directly.
- New Mexico's statewide homeowners-insurance average runs well above the national average across every source.
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