Cost of Living in Aztec

Aztec's cost of living centers on genuinely affordable housing, offset by a real, disclosed, conflicting property-tax picture and a comparatively modest median household income.

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Genuinely affordable housing

Zillow's average home value ran $275,616 (up 5.1% year-over-year), and Redfin's median sale price ran $291,341 -- both genuinely affordable relative to national benchmarks (base record).

A real, disclosed, conflicting property-tax picture

Ownwell cites Aztec's own median effective property tax rate at 0.86%, while San Juan County's broader figures span a real, disclosed 0.42%-0.79% range depending on methodology (base record).

New Mexico's real, moderate 5.9% state income tax

New Mexico's real, current top individual income tax rate (5.9% under a six-bracket system) and partial Social Security exemption apply in Aztec as statewide (base record).

A comparatively modest median household income

Aztec's median household income runs approximately $41,977, notably below both the Las Cruces-metro and New Mexico statewide figures documented elsewhere in this dataset (base record).

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.