Housing in Union City

Union City's housing stock is shaped directly by its genuinely extreme population density -- expect dense apartment buildings and rowhouses rather than suburban single-family homes, at a median value below pricier Bergen County markets.

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A housing stock built around genuine density

Union City's 54,967-per-square-mile density (2nd in New Jersey, highest of any US city over 50,000 as of the 2010 Census) means the real housing stock skews heavily toward apartment buildings, multi-family conversions, and rowhouses rather than detached single-family homes.

A real, below-Bergen-County median value

The median home value in Union City ran approximately $515,800 per aggregator-style sourcing this pass -- above the national median, but below Fort Lee's and Englewood's own figures elsewhere in this Tier B batch, positioning Union City as a genuinely more accessible entry point into the North Jersey/NYC-Metro corridor.

A comparatively lower property-tax rate supporting affordability

Union City's 1.95% effective property tax rate runs below New Jersey's own statewide median (2.88%) and below pricier Bergen County towns, a real, genuine affordability factor layered on top of the lower purchase price.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.