Moving to Somerville: Pros, Cons & What to Know

Moving to Somerville means moving to Somerset County's real, current seat -- a genuinely walkable historic downtown anchored by an 18th-century Revolutionary War history and an in-borough NJ Transit rail station.

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A real, historic county-seat downtown

Somerville is Somerset County's real, current seat, with a genuine 18th-century history -- the Wallace House (built 1776) served as George Washington's headquarters from December 1778 to June 1779, and remains a state historic site today. Two-thirds of Somerville's core carries National Register-eligible structures, including the 1909 white-marble courthouse.

A real rail station, with a genuine transit-usage gap

Somerville station sits on NJ Transit's Raritan Valley Line, near the walkable Division Street downtown corridor, and has been wheelchair-accessible since December 2010. Despite this real access, only 1.9% of Somerville commuters actually use public transit -- a genuine, disclosed gap worth knowing before assuming a car-free commute.

Budget for a real, elevated property-tax rate

Somerville's effective property tax rate (2.581%) runs above both Somerset County's own average and New Jersey's already nation-leading statewide average -- a real, material cost to build into a relocation budget.

A genuinely below-state-average household income

Somerville's median household income ($99,435, 2024) runs a real 4.9% below New Jersey's own statewide figure, consistent with its role as a county-seat downtown hub rather than a purely high-income residential suburb.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.