Pros and Cons of Living in Point Pleasant

Point Pleasant's core trade-off genuinely depends on which of its two real municipalities you're weighing -- the Borough's affordability and safety against the Beach's boardwalk identity and higher costs and crime.

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Pro: genuine affordability and safety in the Borough

Point Pleasant Borough's $333,500 median home value and 1.56% effective tax rate run genuinely favorable for the Jersey Shore, alongside a crime rate safer than 79% of New Jersey communities.

Pro: a real, well-known boardwalk identity in the Beach

Point Pleasant Beach's roughly one-mile boardwalk and Jenkinson's amusement complex offer a real, distinct Jersey Shore beach-town draw the Borough itself does not have.

Con: real, substantial coastal/tidal flood exposure in both towns

Point Pleasant Beach's entire municipality is subject to flooding per its own disclosure; Point Pleasant Borough carries its own real tidal-canal exposure -- both require separate flood insurance beyond a standard homeowners policy.

Con: a genuinely higher crime rate and cost in the Beach

Point Pleasant Beach runs a crime rate higher than 87% of New Jersey communities and a meaningfully higher home-price point ($493,300) than the Borough.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.