Cost of Living in Point Pleasant
Point Pleasant's cost of living genuinely differs by which of its two real municipalities you're comparing -- the Borough runs meaningfully more affordable than the oceanfront Beach.
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Learn moreA real affordability gap between the two towns
Point Pleasant Borough's median home value ran $333,500, versus $493,300 in the separately incorporated Point Pleasant Beach -- a real, substantial gap reflecting the Beach's direct-oceanfront/boardwalk premium.
A genuinely favorable property-tax rate in the Borough
Point Pleasant Borough's effective property tax rate runs around 1.56% (equalized basis) -- genuinely below New Jersey's 1.88% statewide average. Point Pleasant Beach runs slightly higher at 1.67%, with a median annual tax bill of $8,325, and is undergoing its first property revaluation in over a decade.
A real household-income gap mirrors the housing gap
Point Pleasant Beach's median household income ($141,716) runs meaningfully higher than the Borough's ($115,625) -- consistent with the Beach's higher price point.
New Jersey's statewide income and sales tax apply
Both municipalities carry no town-specific income or sales tax layer -- New Jersey's graduated state income tax (1.4%-10.75%) and uniform 6.625% sales tax apply exactly as documented statewide.
Key takeaways
- Point Pleasant Borough's $333,500 median home value runs genuinely more affordable than Point Pleasant Beach's $493,300.
- The Borough's 1.56% effective tax rate runs below New Jersey's statewide average; the Beach's 1.67% rate may shift with its ongoing 2026 revaluation.
- Household income runs meaningfully higher in the Beach ($141,716) than the Borough ($115,625).
- New Jersey's statewide income and sales tax structure applies with no town-specific local layer.
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